Financial leasing

Financial leasing of a car is a form of leasing of the car with its subsequent purchase from the lessor – the leasing company into company assets. You pay the lease fee over the duration of the contract in the form of leasing instalments. Once the contract has ended, ownership of the vehicle is transferred from the assets of the leasing company to the ownership of the client. The contractual relationship ends with the last leasing instalment and unless agreed otherwise, the current lessor becomes the owner of the vehicle. This type of leasing is convenient for companies which want to purchase cars for their fleet yet do not have enough free funds to finance them in full.

Advantages of Financial leasing from ALD Automotive:

  • Your funds are not tied up in the subject of the lease. You spread out costs over a longer period of time via instalments. 
  • As will all other leasing products from ALD Automotive, you take advantage of bargain pricing offers from suppliers.
  • In the case of commercial entities, all leasing instalments are fully tax deductible as a service.
  • The leasing instalment is fixed with a fixed interest rate for the whole duration of the contract.
  • The subject of the lease and individual leasing obligations are off-balance-sheet and are thus not the subject of your financial balance sheet.
  • Vehicle insurance is included in the instalments. Subject to request by the client, insurance can be resolved individually, but with a minimum requirement that claims are settled subject to conditions which are standard for a leasing company (the car is the property of the leasing company).




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